Relocation-Z-2025 | Your Personal Relocation Guide

1 Onboarding
2 Overview
3 Strategy
4 Dashboard

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Project Overview

Here’s the high-level snapshot of your move before we choose a strategy.

Selling

Typical range:

Zestimate:

Beds/Baths:

Sq Ft:

Year:

Buying Target

Target range:

View on Zillow

List:

Zestimate:

Beds/Baths:

Sq Ft:

Year:

HOA:

Taxes: /yr

Annual Tax Savings

Estimate based on current comps

Monthly Utilities

Positive = more, negative = less

Estimated Net Proceeds (Sell)

After commission, transfer tax, attorney and other estimated fees, plus mortgage payoff.

Cash To Close + Monthly PITI (Buy)

$0 cash to close

$0 /mo PITI

Based on current inputs (price, down payment, rates, taxes, insurance).

We’ll fine-tune your plan with these variables on the next step.

Transaction Timeline & Strategy (Interactive)

Generate a location-aware buy–sell sequence for White Plains → Loudonville/Colonie based on current conditions.

Assumptions

Start date Sell market (fixed) Buy market Season Sell market heat Buy market heat Property type (buy) Financing (buy) Sale contingency on buy? Close order

Estimated Total Duration

—

Start → final closing

Recommended Rate-Lock

—

Consider 45–60 days for financed buys

Risk Flags

None

Auto-generated plan based on your assumptions
#	Phase	Window	Days	Notes

Relocation Overview

This page tracks a White Plains → Capital District move with up-to-date values for the fixed seller address and candidate purchases in Colonie/Loudonville.

Typical Sale Range

$—

White Plains Market

Target Purchase Range

$—

Colonie / Loudonville

Monthly Utility Delta

$—

Difference vs current

Tax Savings Potential

$—

Programs like STAR

Note: NYS mansion tax (1%) applies to buyers at or above $1,000,000. It doesn’t hit your seller net directly, but it can reduce demand above that threshold.

White Plains Sale Strategy

We model seller net proceeds including commission, NYS transfer tax (0.4%), attorney, staging, and standard closing costs. Adjust the assumptions to match reality.

Fixed Selling Address

54 Collyer Pl, White Plains, NY 10605

Edit assumptions in assets/script.js if needed

Best Listing Tactic

List $999,000

Avoid buyer-side mansion tax threshold

Seller pricing scenarios and estimated net proceeds
Scenario	List	Expected Sale	Commission	Transfer Tax (0.4%)	Other Costs	Net Proceeds

Strategy: Staying just under $1,000,000 can expand demand. If comps justify $1.05–$1.10M, weigh demand vs buyer tax friction.

Unified Buy–Sell Timeline

Weeks 1–2: Prep

Pre-inspection, minor fixes, staging, photography, loan pre-approval.

Weeks 3–4: List & Tour

List White Plains; begin touring Colonie/Loudonville targets.

Weeks 5–6: Offers

Negotiate sale; prepare purchase offer with suitable contingencies.

Weeks 7–8: Due Diligence

Inspections, appraisal, mortgage commitment.

Weeks 9–10: Pre-Closing

Final walkthroughs, movers, utilities, address changes.

Weeks 11–12: Close

Close sale first if possible; then purchase close and move-in.

Project Overview

Selling

Buying Target

Annual Tax Savings

Monthly Utilities

Estimated Net Proceeds (Sell)

Cash To Close + Monthly PITI (Buy)

Choose Your Core Strategy

Safety-First Path

Convenience Path

Balancing Act

Selling: 54 Collyer Pl, White Plains

Buying: Colonie Area

Your Action Plan

Seller's Checklist

Buyer's Checklist